92bar Terms and Conditions — Rules That Protect Every Player

By registering an account, logging in or placing any bet on 92bar, you confirm that you have read, understood and agree to be bound by these Terms and Conditions in their entirety. These Terms apply to all services provided by 92bar, including sports betting, live casino games, card games, promotional offers and all associated payment transactions.

If you do not agree with any part of these Terms, you must not use the 92bar platform. Continued use of the platform following any update to these Terms constitutes acceptance of the revised version. It is your responsibility to review these Terms periodically.

These Terms and Conditions are to be read alongside the 92bar Privacy Policy and the Responsible Gaming Policy, both of which form part of the overall agreement between you and 92bar.

To register and maintain an account with 92bar, you must satisfy all of the following conditions at the time of registration and on an ongoing basis:

• You must be at least 18 years of age. 92bar does not permit underage gambling under any circumstances.
• You must be a natural person — corporate entities, trusts and other legal structures are not permitted to hold player accounts.
• You must provide accurate, complete and current personal information during registration, including your legal name, date of birth, mobile number and a valid CNIC number.
• You must not already hold an active or previously suspended 92bar account. Each individual is entitled to one account only.
• You must not be acting on behalf of another person or be registered as an agent, intermediary or representative for betting purposes.
• You must not be an employee, contractor or immediate family member of an 92bar employee where such registration would create a conflict of interest.

92bar reserves the right to request identity verification documents — including a copy of your CNIC and a selfie — at any point during your account's lifetime. Failure to provide verification documents within a reasonable timeframe may result in account suspension and withholding of pending withdrawals pending document review.

Providing false information during registration constitutes fraud and will result in immediate account termination and forfeiture of all funds held in the account at the time of termination.

You are solely responsible for maintaining the confidentiality and security of your 92bar login credentials — your mobile number, password and any two-factor authentication codes. 92bar will never ask you for your password via any communication channel, including live chat, email or telephone.

All activity conducted through your account — including bets placed, deposits made and withdrawals requested — is deemed to have been authorised by you unless you have notified 92bar of a suspected security breach. Notify us immediately at support@92bar.biz if you believe your account has been accessed without authorisation.

• Do not share your password with anyone, including family members.
• Do not use a password you use on other platforms or services.
• Enable two-factor authentication from your account security settings.
• Log out of your account when using a shared or public device.

92bar cannot be held liable for losses or misuse resulting from a player's failure to maintain the security of their account credentials. Any bets placed or withdrawals processed before a security compromise is reported to us cannot be reversed.

92bar accepts deposits via the following Pakistani payment methods: Easypaisa, JazzCash, NayaPay, SadaPay, Bank IBFT and Visa/Mastercard debit or credit cards issued by Pakistani banks. All transactions are processed in Pakistani Rupees (PKR).

The minimum single deposit at 92bar is Rs 500. There is no upper limit on a single deposit, though individual payment method providers may impose their own per-transaction limits which 92bar cannot override.

Key deposit rules:

• All deposits must originate from a payment account registered in your own name. Third-party deposits — payments made from an account belonging to someone else — are not accepted and will be reversed.
• Deposits are typically credited to your 92bar balance within 30 seconds for mobile wallet transfers and within 5–15 minutes for bank IBFT transfers. If a deposit does not reflect within 30 minutes, contact support with the transaction reference number.
• 92bar does not charge fees on deposits. Your payment provider may apply their own charges; these are your responsibility.
• By depositing, you confirm that the funds are lawfully yours and are not the proceeds of any criminal activity.

Withdrawals from your 92bar account may be requested at any time, subject to the conditions set out below. Withdrawal requests are processed to the same payment method used for your most recent qualifying deposit wherever technically possible.

Standard withdrawal terms:

• Minimum withdrawal: Rs 500
• Easypaisa and JazzCash withdrawals are processed within one hour of request confirmation during normal operating hours.
• Bank IBFT withdrawals are processed on the same business day for requests submitted before 16:00 PKT.
• Your deposited real-money balance is available for withdrawal at any time and is not subject to wagering requirements. Only bonus funds and bonus-derived winnings carry wagering conditions.
• First-time withdrawals above Rs 25,000 require successful CNIC verification before the withdrawal is released. Verification typically completes within 24 hours of document submission.
• Withdrawals must go to a payment account registered in your own name. 92bar will not process withdrawals to third-party accounts or accounts in a different name to the registered player.

92bar reserves the right to carry out additional security and fraud checks on any withdrawal request. During such checks the requested funds are held pending but not forfeited. You will be notified of any check via your registered contact details and given a reasonable timeframe to respond.

All promotions and bonuses offered by 92bar are subject to these general terms as well as the specific terms stated on the Promotions page at the time of the offer. In the event of any conflict between the general terms here and the specific promotion terms, the specific promotion terms take precedence.

General bonus rules applicable to all 92bar offers:

• Wagering requirements: Bonus funds must be wagered the stated number of times before any bonus-derived winnings may be withdrawn. The wagering multiplier applies to the bonus amount only, not to your deposited funds.
• Expiry: All bonus funds expire 30 days after crediting unless the specific promotion states otherwise. Expired bonus funds and any associated winnings are automatically forfeited.
• Single active bonus: Only one bonus may be active in your account at any time. Depositing while a previous bonus is active will not trigger a new bonus unless the previous one has been completed or forfeited.
• Eligible games: Not all games contribute equally to wagering requirements. Game contribution rates are listed on the Promotions page. Tie bets in Baccarat and certain other specified bet types do not contribute to wagering.
• Abuse: Any attempt to exploit bonus terms — including through use of multiple accounts, structured low-risk betting patterns, or coordinated wagering with other players — will result in bonus cancellation and may result in account termination.
• Maximum withdrawal from bonus: Casino game bonuses have a maximum withdrawable amount of 5x the original bonus value. Sports betting bonuses do not carry this cap unless stated otherwise.

92bar reserves the right to modify, suspend or withdraw any promotional offer at any time. Changes to ongoing promotions will be communicated to affected players via their registered contact details with reasonable notice where possible.

All bets placed on 92bar are final once confirmed by the system and cannot be cancelled or amended by the player after confirmation, except where specifically permitted in the individual game or sport rules.

Key betting rules:

• Bets are accepted subject to available liquidity and 92bar's risk management policies. 92bar reserves the right to refuse or limit any bet without providing a reason.
• In the event of a technical fault during a game or sports event that prevents normal settlement, 92bar will use official sources to determine the outcome. Where no official result is available, bets may be voided and stakes returned.
• Obvious pricing errors — situations where a displayed price is clearly the result of a system error and materially differs from the correct market price — will not be honoured. Stakes on such bets will be returned. 92bar will notify affected players as soon as possible.
• Live in-play betting is offered on selected sports markets. In-play bets are accepted at the risk of the player and are subject to slight delays in the displayed odds versus the live state of play. 92bar is not liable for bets accepted at a price that reflected stale odds.
• Sports results are settled using official sources published by the relevant governing body. Any dispute about a result must be raised within 72 hours of settlement via the support channel.

For live casino games, the outcome recorded by the 92bar server at the moment of game resolution is final. Video recordings of all live dealer sessions are retained for dispute resolution purposes. Raise any casino game dispute within 24 hours of the session.

The following conduct is strictly prohibited on the 92bar platform. Engaging in any of these activities will result in immediate account suspension, forfeiture of balances and potentially legal action:

• Multiple accounts: Registering or using more than one 92bar account, whether in your own name, a false name or via a third party.
• Bonus abuse: Systematically exploiting promotions through structured low-margin wagering, bet-hedging across multiple accounts or coordinated wagering with other players to neutralise variance.
• Underage gambling: Registering or using 92bar if you are under 18 years of age, or facilitating underage gambling by another person.
• Money laundering: Using 92bar for the purpose of depositing, wagering and withdrawing funds with the intent of obscuring their origin. All suspicious transaction patterns are reported to the relevant financial intelligence units.
• Collusion: Coordinating with other players at poker or other multi-player games to gain an unfair advantage over other participants.
• Hacking or technical manipulation: Attempting to gain unauthorised access to 92bar systems, manipulate game outcomes through software or exploit technical vulnerabilities.
• Abusive behaviour: Using the 92bar support channel or any platform feature to harass, threaten or abuse staff or other players.
• Misrepresentation: Providing false personal information, using another person's identity documents or impersonating another player.

92bar is committed to promoting responsible gambling and providing tools that help players maintain control over their betting activity. The following tools are available to all registered players and can be activated immediately from your account settings, without needing to contact support:

• Deposit limits: Set daily, weekly or monthly maximum deposit amounts. Limits take effect immediately when activated and cannot be increased for a 24-hour cooling-off period.
• Session time reminders: Set a timer after which 92bar will display a reminder of the duration of your session.
• Reality check pop-ups: Receive periodic balance and time notifications during active gaming sessions.
• Cooling-off period: Temporarily restrict your account for 24 hours, 7 days or 30 days. During this period you cannot deposit, bet or access the platform.
• Self-exclusion: Permanently close your account or exclude yourself for a defined period ranging from 6 months to 5 years. Self-excluded players are removed from all marketing communications immediately and 92bar will use reasonable endeavours to ensure they cannot re-register during the exclusion.

If you believe you are developing a gambling problem, we strongly encourage you to visit the Responsible Gaming page and activate the tools available to you. Gambling should be entertainment, not a source of financial hardship or distress.

92bar provides its services on an "as is" and "as available" basis. While we make every reasonable effort to ensure platform availability, uninterrupted service and accurate information, we do not warrant that the platform will be error-free, continuously available or free from technical defects.

92bar's total liability to any individual player for any claim arising from the use of the platform — whether in contract, tort or otherwise — shall not exceed the total net deposits made by that player in the 30 days immediately preceding the event giving rise to the claim.

92bar is not liable for:

• Loss of profits, revenue or anticipated winnings.
• Losses arising from internet connectivity failures on the player's side.
• Indirect, consequential or special damages of any kind.
• Delays in settlement caused by payment provider outages or banking system maintenance.
• Any loss resulting from a player's failure to secure their account credentials.

Nothing in these Terms limits 92bar's liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded.

All content on the 92bar platform — including but not limited to the brand name, logo, website design, graphics, text, game interfaces, odds data and promotional materials — is the intellectual property of 92bar or its licensed partners.

You are granted a limited, non-exclusive, non-transferable licence to access and use the 92bar platform for personal entertainment purposes only. You may not reproduce, distribute, modify, publicly display or create derivative works from any 92bar content without prior written authorisation.

Unauthorised use of the 92bar brand, logo or platform content for commercial purposes, affiliate marketing without a registered agreement or any purpose that misrepresents your relationship with 92bar is strictly prohibited.

The collection, storage and use of personal data provided to 92bar is governed by the separate 92bar Privacy Policy, which you are encouraged to read in full. In summary:

• 92bar collects personal data necessary to operate your account, verify your identity, process payments and comply with anti-money laundering obligations.
• Your data is not sold to third parties for marketing purposes without your explicit consent.
• 92bar uses industry-standard encryption to protect data in transit and at rest.
• You have the right to request access to the personal data 92bar holds about you and to request corrections to inaccurate information.
• Certain data may be retained after account closure to comply with legal and regulatory obligations.

92bar reserves the right to amend these Terms and Conditions at any time. Material changes — those that significantly affect your rights or obligations as a player — will be communicated to you via your registered email address or in-platform notification at least 7 days before the amendment takes effect.

Non-material changes — such as corrections of typographical errors, clarifications of existing provisions or changes required by law with immediate effect — may be made without prior notice. The "Last Updated" date at the top of this page will always reflect the most recent revision.

If you do not agree with an amendment, you must stop using 92bar and may request account closure. If you continue to use the platform after the effective date of an amendment, you are deemed to have accepted the revised Terms.

These Terms and Conditions and any dispute or claim arising from them shall be governed by and construed in accordance with applicable law. In the event of a dispute between you and 92bar, we encourage you to contact our support team in the first instance, as the majority of disputes can be resolved quickly and informally through direct communication.

If a dispute cannot be resolved informally within a reasonable period, both parties agree to attempt resolution through a mutually agreed mediation process before resorting to formal legal proceedings. The costs of mediation will be shared equally unless the mediator determines otherwise.

If you have any questions about these Terms and Conditions, or if you believe your account has been dealt with unfairly under any provision of these Terms, please contact the 92bar support team:

• Email: support@92bar.biz
• Live Chat: Available 24/7 within your 92bar account dashboard
• Languages: Support is available in both Urdu and English
• Response time: Live chat responses within 5 minutes; email responses within 24 hours

For responsible gaming queries specifically, you can also visit the dedicated Responsible Gaming page which contains detailed information about available support tools, self-exclusion and external support resources available to Pakistani players.